Set money aside
Add any amount, anytime. Twenty dollars counts. So does two thousand.
Invite only · Opening in waves
Every dollar you save is a chance to win.
Bond is a savings account with a monthly prize draw. Each dollar you keep saved is one entry, and your money stays right where you left it, win or not.
Join the waitlist, get 100 bonus entries for your first draw.
Nice one, Maya. Seven months of saving.
Illustration · no draws yet
Your entries this month
2,500
1 entry for every $1 saved
You've saved
$2,500
Draw night in
09days
$1M
Grand prize draw
Saving streak
7 months
Withdraw anytime. Your $2,500 stays put.
Withdraw anytime
One free entry every month
Odds shown for every draw
How it works
Your savings earn you chances, not just cents.
Earn entries
Each $1 you keep saved is one entry in the draw, every single month.
Draw night
Winners drawn monthly, from everyday prizes up to the grand prize.
Build the habit
Prizes get you started. This helps you save more.
Autosave, streaks, goals and a little friendly company, all working on one thing: a bigger balance next month than this month.
Payday autosave
Save it before you can spend it.
Pick an amount and Bond moves it into savings every payday. Change it or pause it whenever you like.
$1,200
set aside this year at $50 a payday
- PaydayOct 1+$50
- PaydayOct 15+$50
- PaydayNov 1+$50
- PaydayNov 15Scheduled
Saving streak
7 months
JanDec
A streak worth protecting turns skipping a month into a real decision, not a default.
Savings goal
$2,500 saved
goal: $5,000$2,500 to go
Name a goal and every deposit shows exactly how close you are.
This month's challenge
$5 a day for 30 days
18 / 30 days+$90 so far
One small challenge a month. Finish this one and that's $150 more in savings.
Your squad
Save alongside friends.
- 1JJo · 9 moPrivate
- 2MYou · 7 moPrivate
- 3DDev · 4 moPrivate
Ranked by streak, so everyone keeps showing up. Balances stay private.
Two-minute lessons
Money basics that help you keep more.
Plain-English lessons on budgeting, emergency funds and interest, in about the time it takes to make coffee.
- Pay yourself first2 min
- Find an extra $50 a month2 min
- How interest compounds2 min
- Build an emergency fund2 min
Try it
Watch a little add up.
Pick a monthly amount and see how your savings, and your entries, grow over a year.
$100a month
$10$300
Life happens. Your entries adjust, and keep growing from there.
Saved after a year
$1,200
Entries in your 12th draw
1,200
Entries across all 12 draws
7,800
Milestones you'd hit
Your entries, month by month
Hover a month
Pay yourself first. Moving money on payday, before anything else gets spent, is the easiest way to keep a streak going.
Illustrative. Prizes and odds are set and shown before each draw.
What your entries could win.
7,800 entries a year, in draws for prizes like these.
Examples only. No draws have been held yet. See the fine print.
Cash
$10,000
Paid straight into your balance, where it starts earning entries too.
Gift card
$250 groceries
A grocery gift card. A few weeks of the weekly shop, covered.
Experience
Weekend for two
Two nights at a mountain cabin, with travel included.
Experience
Concert night
Two great seats and dinner before the show.
1956
Premium Bonds launch in the UK
Britain has saved this way for decades.
Premium Bonds turned putting money away into something people actually look forward to, and tens of millions of Brits hold them today. Bond brings the idea to the US, with the streaks, challenges and lessons that make the habit stick.
Questions
The ones everyone asks.
Can I lose money?
No. Entering doesn't cost anything. Your entries come from money you've saved, and that money is still yours after every draw, whether you win or not.
So where do the prizes come from?
Savings earn interest. Instead of splitting it into a few cents for everyone, it's pooled into prizes. A handful of people win something big, many win something small, and everyone keeps what they saved.
What's the catch?
The grand prize is a long shot, and we'll show you exactly how long before every draw. Most months most people won't win it. What everyone does get is a balance that's bigger than when they started.
Can I take my money out?
Anytime. Taking money out just means fewer entries in the next draw. Nothing else changes.
Do I have to save to enter?
No. Everyone gets one free entry a month. Saving earns more, but it's never required.
Why the waitlist?
We're opening in small waves so every new member gets a smooth first month. Invites go out in the order people join, and we'll email you when it's your turn.
How do the bonus entries work?
Join the waitlist and 100 bonus entries are set aside in your name. They go into your first draw once your account opens, on top of the entries from whatever you save.
How do referrals work?
Once you've joined, you get your own invite link. For each friend who joins with it and goes on to open an account, you get 50 more bonus entries, up to 10 friends. Your friends still get their own 100 for joining.
Invite only
Save yourself a spot.
We're letting people in a few at a time, in the order they join. The sooner you're on the list, the sooner your first draw.
100 bonus entries for joining the waitlist.
1
Join the waitlist and get your own invite link.
2
Share it with friends who'd want in.
3
+50 entries for each friend who opens an account, up to 10.